![]() These estimates are not advertisements or solicitations for specific price or credit terms. All figures presented are estimates only. The payments calculated above are based on rates, terms, or other variables (such as credit rating) that you have selected, on the price for the vehicle you have selected, and on current programs available through BMW Financial Services. (You may also be able to refinance the difference between the predetermined price of the BMW and the balloon payment amount, subject to certain conditions.)Įstimated payments exclude applicable taxes, title, registration, license, and documentary fees, and will vary depending upon the final price and terms agreed upon between you and your BMW Center. If you chose this option, you will owe the difference between the predetermined price of the BMW and the balloon payment amount, and you will no longer own the vehicle. You may be able to sell your BMW back to us at a pre-determined price that is less than the final balloon payment amount, and have the pre-determined price (adjusted, as applicable, for condition) applied towards the final balloon payment amount. You may be able to refinance the final balloon payment, subject to certain conditions. ![]() You may complete your vehicle purchase by making the final balloon payment. When the final payment (the balloon) is due on an Owners’ Choice contract, you have the following options: Owners’ Choice may be a good alternative if you reside in a state where leasing is less advantageous due to federal, state, or local tax laws. ![]() Available only in select states, Owners’ Choice offers lower monthly payments (similar in amount to a lease payment), and a balloon payment that may be satisfied by returning the vehicle. Please see your BMW Center for details.An Owners’ Choice contract is a retail installment financing option that includes a final balloon payment. Changes may have been made to the financing program since the development of this website. Final balloon payment amount depends on creditworthiness, contract terms, and estimated future market value of the financed vehicle at the end of the contract term. Financing provided to well-qualified customers financing their purchase of BMW vehicles from participating BMW Centers with assignment to BMW Financial Services NA, LLC or BMW Bank of North America. BMW Owner's Choice balloon financing is available to Illinois, Texas, and Georgia residents only. BMW Select balloon financing is not available in IL, NC, ND, NH, NV, PA, TX and WV. BMW Select and BMW Owner's Choice balloon financing is a retail installment sales contract with a balloon payment. The final scheduled payment due under a BMW Select or BMW Owner's Choice balloon financing retail installment contract is a balloon payment and will be substantially larger than each of the other prior scheduled payments. Subject to credit approval if applicable, and other requirements. For more information, and to learn which option is right for you, contact your local BMW Center. BMW Financial Services offers two balloon financing options – BMW Select and BMW Owner's Choice – to get you behind the wheel. Get all the benefits and security of ownership with low monthly payments. Please include your 10-digit BMW Financial Services Account #. View your account online via My Account: Log in to MyBMW To send us a message regarding your financial services account or vehicle, please visit the Message Center. Have questions about your statement or payments? Need to report a lost or stolen card? The 24/7 U.S.-based Cardmember Service can help you.Ĭall toll-free at 1 (866) 845-3079 (we accept relay calls). For international calls, dial 1 (614) 718-6350.įor inquiries regarding Financial products and services for new vehicles or Certified Pre-Owned vehicles: Your Financial Services account information is accessible 24/7 at 1 (800) 578-5000.
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